Earn To Learn Empowers Low-To Moderate-Income Students To Successfully Complete College. Earn to Learn is a collaborative effort between the Arizona Board of Regents, Arizona State University, Northern Arizona University, and the University of Arizona. Eligible students who save $500 and are admitted to one of these schools are eligible for a university match of $4,000. The universities work with Earn to Learn to apply for funds through Assets for Independence, a program of the Department of Health and Human Services.